DerCam Capital Advisors
The only consulting firm that puts money into your pocket instead of taking it out!

Financial Analysis
Billing Review Services

Internal financial provisions are consistent areas for lost gains by businesses across industries. We find opportunities for savings or refunds within workers’ compensation agreements, retirement packages, and merchant processing practices, assuring businesses aren’t only budgeting efficiently but abiding by legal compliance standards along the way.

Merchant Processing

If you’re in business than you probably accept credit cards for payment – and merchant processing fees can be substantial. On top of it all, your processing statement is among the most complicated and detailed that your business will receive.  A merchant processing audit can lower costs without changing your processing bank or equipment.

Workers Compensation

The annual premium audit determines your company’s Workers’ Compensation insurance premium for the period.  Sometimes there can be dramatic changes in your premium based on audit results, and not at all of these changes are welcomed by insured employers.  We recommend a complete policy review, which may result in a significant refund from your insurer.


Accounts payable is a necessary function for all companies, no matter the size. Our invoice payment processing services increase overall business efficiency.  From the mailroom to accounts payable, We have created an effective utility information management process based on a First Due, First Out prioritization.  We are able to pay your utility bills fast and on-time.  We can even turn your A/P process into a revenue center rather than simply a cost center through our virtual card program that will rebate hard dollars back to you just for paying your bills.  Not points, hard cash!

401(k) & 403(b)

Without consistent management and updates, a company’s retirement plan can turn into a compliance nightmare. We evaluate the retirement packages and contracts between your business and its employees to define the proper share class selection, assess revenue sharing funds, and a total review of your business’ asset allocation.